Top Menu

3 Steps to Simplify your Christmas

Oh yes. It is the middle of September and I am going to talk about Christmas. We each have our own traditions and our own financial situations. One thing most of us have in common is that we (me) over complicate the whole process and possibly fail to plan.


It may just be me…

Not enough time to prepare and spending too much were amongst some of our readers biggest complaints last year. Let’s see if we can’t meet this huge holiday head on and enjoy it!

Simplifying Christmas with Mom Complicated

We know Christmas comes every year. We know when it comes. Follow these three steps to get yourself ready for Christmas in plenty of time!

Step 1

Get a piece of paper, a pencil and a calculator. Consider the ten following areas of Christmas spending.

1. Will you be sending Christmas cards?

How much do you have budgeted to spend on purchasing the cards and mailing them?

2. Holiday decorations (include your tree)

What is your budget?

3. Teacher gifts

What is your budget? Will you be making them? How much time do you need?

4. Work friends gifts and work party food costs.

What is your budget?

5. Neighbor and Family Friend gifts

What is your budget?

6. Extended family gifts

What is your budget?

7. Immediate family gifts

What is your budget?

8. Under the tree gifts (you know what I am talking about)

What is your budget?

9. Stocking stuffers

What is your budget?

10. Holiday events (include parties you will attend- ie: cookie exchanges) 

What is your budget?

If you do not know what your budget is for any category you can either pick a number from thin air or leave it blank to see if it even fits into the plan. Add up all the categories. How does that number feel to you? Are you pleasantly surprised? Are you feeling a little queasy at the thought of spending that much?

Step 2

Divide that number by the amount of paychecks you will be getting from now until then. There are 14 weeks left between now and Christmas. How much would you need to have your Christmas budget fully funded? If you will not have enough to fund it consider various ways to either cut back or make a little extra cash. Sell your used items (read: toys) on Craigslist and through Facebook groups. Sign up for Swagbucks and start earning!

Step 3 

Make a list of all the events and traditions that are meaningful to your family. Schedule them into your calendar now. In addition to the event, schedule in the prep time FOR the event. How many evenings do you need to bake for the cookie exchange? Do you have a big Christmas card list? Set aside a few nights to address the envelopes. Block out times for those tasks in your calendar as well. Yes, like right now. If the dates for certain events have not been released yet, list the event on your calendar, so you know you have to check on that. There is nothing sadder than an overbooked December evening.

Bonus Step 4!

Be okay with saying “no, thank you”. Say it now, practice it. Roll play with your friends at coffee. When you say no, you do not have to give an explanation. You can just say, “no thank you”.

There you go!

What steps do you take to make your holiday season more pleasant? I would LOVE to hear about them in the comments below!

Related Posts Plugin for WordPress, Blogger...

, ,

No comments yet.

Leave a Reply

CommentLuv badge